Embodiments of the invention are directed to a mobile device system, methods and computer program products for providing a centralized, integrated resource transfer application on the mobile device. The integrated resource transfer application of the mobile device is typically configured to launch, control, modify and operate applications stored on the mobile device. In this regard, the integrated resource transfer application facilitates the user to perform a user activity, using multiple applications from a centralized user interface, without requiring the user to open and close one application after another. Another aspect of the integrated resource transfer application is directed to determination of pertinent applications for the user activity and automatic launching the applications within the central interface, by transferring control between applications, automatically, and in a suitable order.