A fully-formulating lubricating composition comprising an oil of lubricating viscosity; an ionic tetrahedral borate compound including a tetrahedral borate anion having a boron atom with two bidentate di-oxo ligands both being a linear C18-tartrimide; a first dispersant comprising a conventional ammonium substituted polyisobutenyl succinimide compound having a polyisobutenyl number average molecular weight of 750 to 2,500; a second dispersant comprising an ammonium substituted polyisobutenyl succinimde compound having an N:CO ratio of 1.8 and a polyisobutylenyl number average molecular weight of 750 to 2,500, wherein one or more of the first dispersant and the second dispersant are in cationic form. The fully formulated lubricating composition including one or more performance additives.