Invention Grant
- Patent Title: Systems and methods for providing enhanced loan qualification information
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Application No.: US14532938Application Date: 2014-11-04
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Publication No.: US10783577B2Publication Date: 2020-09-22
- Inventor: Drew Jacobs , Luke A. Hammock , Michael W. Upton
- Applicant: Capital One Financial Corporation
- Applicant Address: US VA McLean
- Assignee: Capital One Financial Corporation
- Current Assignee: Capital One Financial Corporation
- Current Assignee Address: US VA McLean
- Agency: Pillsbury Winthrop Shaw Pittman LLP
- Main IPC: G06Q40/02
- IPC: G06Q40/02

Abstract:
Methods and systems are disclosed for providing enhanced information relating to terms for financing a purchase, such as a real estate purchase. According to disclosed embodiments, a financial service system collects financial information associated with the prospective buyer. The financial service system also configures a secure software object, or token, comprising the buyer's financial information. The financial service system transmits the token to various inventory listing sites. By utilizing graphical user interfaces on the inventory listing sites that integrate the transmitted token information, the prospective buyer is provided enhanced information for shopping and researching their purchase, including how the purchase and its financing fit into their overall financial profile.
Public/Granted literature
- US20150127524A1 SYSTEMS AND METHODS FOR PROVIDING ENHANCED LOAN QUALIFICATION INFORMATION Public/Granted day:2015-05-07
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