Invention Grant
- Patent Title: Auditing of electronic documents
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Application No.: US15465702Application Date: 2017-03-22
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Publication No.: US10817873B2Publication Date: 2020-10-27
- Inventor: Mahesh Paolini-Subramanya , Brain Deery , Jason Nadeau , Paul Snow
- Applicant: Factom, Inc.
- Applicant Address: US TX Austin
- Assignee: Factom, Inc.
- Current Assignee: Factom, Inc.
- Current Assignee Address: US TX Austin
- Agency: Scott P. Zimmerman, PLLC
- Main IPC: G06Q40/02
- IPC: G06Q40/02 ; G06Q50/18 ; G06Q50/16 ; G06Q20/38

Abstract:
Auditing of mortgage documents is faster and simpler. An electronic mortgage application often contains or references a collection of many separate electronic mortgage documents. Electronic data representing an original version of an electronic mortgage document and its current version may be hashed to generate digital signatures. Any auditor may then quickly compare the digital signatures. If the digital signatures match, then the audit reveals that the electronic mortgage document has not changed since its creation. However, if the digital signatures do not match, then the electronic mortgage document has changed since its creation. The auditor may thus flag the electronic mortgage document for additional auditing processes.
Public/Granted literature
- US20180276745A1 Auditing of Mortgage Documents Public/Granted day:2018-09-27
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