Invention Grant
- Patent Title: Enhanced biometric data and systems for processing events using enhanced biometric data
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Application No.: US16805008Application Date: 2020-02-28
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Publication No.: US10826899B2Publication Date: 2020-11-03
- Inventor: Manu Kurian
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: H04L29/06
- IPC: H04L29/06

Abstract:
Systems for generating enhanced biometric data and using enhanced biometric data to process events are provided. A system may receive a request for enhanced biometric data from a first user and may extract details associated with the request. Based on the identity of the first user and the extracted details, a user profile may be selected from a plurality of user profiles associated with the first user. The user profile may include biometric data of the first user, predetermined limits on types of events to be processed, amounts, and the like. The system may generate enhanced biometric data based on the user profile and may transmit the enhanced biometric data to a computing device of a second user. The second user may then provide the enhanced biometric data when requesting to process an event. The system may evaluate the enhanced biometric data to determine whether it matches pre-stored biometric data and whether the event details are within the limits associated with the user profile from which the enhanced biometric data was generated. If so, the event may be processed.
Information query