A secure non-volatile solid state memory data key appears similar to a conventional USB flash drive modified to have a physical shape resembling a door key with an eyelet for attaching the data key to a key ring or lanyard. The data key includes a USB port, a microprocessor (effectively serving as the “chip” in the chip-and-pin configuration), and a secure memory for holding secure transaction information, such as credit and debit card numbers, verified personal identification (federated ID), and other secure data. A biometric sensor (e.g., touch sensor or “capcha”) verifies that a person is in physical possession of the data key before permitting access to the secure memory. The touch sensor may be limited to use by a unique individual person through a biometric reader, such as a finger print reader, where the verification finger print is stored on the key rather than the connected host device.