Invention Grant
- Patent Title: Systems and computer-implemented processes for analyzing and determining the value of switching accounts
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Application No.: US15851677Application Date: 2017-12-21
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Publication No.: US10853874B2Publication Date: 2020-12-01
- Inventor: Scott L. Zimmer , Gagan Kanjlia , Vishal Puri , Michael B. Kiernan , Matthew H. Purdin , Rabin Bhattacharya , Jay F. Pober
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Pillsbury Winthrop Shaw Pittman LLP
- Main IPC: G06Q30/00
- IPC: G06Q30/00 ; G06Q40/02 ; G06Q20/10 ; G06Q20/22 ; G06Q20/40

Abstract:
The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.
Public/Granted literature
- US20180122000A1 SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR ANALYZING AND DETERMINING THE VALUE OF SWITCHING ACCOUNTS Public/Granted day:2018-05-03
Information query