Methods and systems for facilitating a payment transaction for a user in a virtual reality (VR) environment are described herein. Based on detecting a first interaction of the user with a physical payment card in the physical environment, a virtual payment card corresponding to the physical payment card is generated in the VR environment. The virtual payment card may have a different serial number than the physical payment card. In response to detecting a second interaction of the user with the physical payment card in the physical environment, a transaction using the virtual payment card in the VR environment is processed.