A DC-to-DC converter, comprising a first, second, and third DC voltage network, and a first, second, and third DC-DC regulator, wherein the first, second, and third regulator each having a DC voltage main connection that is supplied with a DC voltage network voltage related to a common reference potential, a respective DC voltage network current flowing through each connection, the DC-DC regulators being coupled via a first DC-link capacitor connected between a first DC-link potential and a second DC-link potential, and the DC-DC regulators are each coupled with a DC-link regulator, via which the first DC-link potential or the second DC-link potential can be set independently of the DC voltage network voltages and the DC voltage network currents.