The present invention provides an optical film exhibiting high alignment and good phase difference development in an oblique direction, and a polarizing plate and an image display device using the same. This optical film of the present invention has a substrate; and a phase difference layer which is provided on the substrate to be adjacent to the substrate, in which the phase difference layer is a layer formed by fixing vertical alignment of a liquid crystal compound having a polymerizable group included in a liquid crystal composition containing the liquid crystal compound and a polymer compound, a difference in δa value between the polymer compound and the substrate, which is calculated using three-dimensional SP values, is 3 or less, and a content of the polymer compound is less than 10 parts by mass with respect to 100 parts by mass of the liquid crystal compound.