Disclosed herein are a vehicle settlement system and method, and more particularly, a vehicle settlement system and method that utilize object recognition information as settlement authentication information. The vehicle settlement system according to an embodiment includes a vehicle control system, a financial settlement server, and a store system. Here, the vehicle control system includes an object recognition module that is provided to collect object information for settlement authentication, and a vehicle control system control unit that recognizes an object based on the object information collected by the object recognition module.