Invention Grant
- Patent Title: Method, medium, and system for transaction security by determining trends using N-grams
-
Application No.: US16384649Application Date: 2019-04-15
-
Publication No.: US10909594B2Publication Date: 2021-02-02
- Inventor: Tomer Handelman
- Applicant: PayPal, Inc.
- Applicant Address: US CA San Jose
- Assignee: PayPal, Inc.
- Current Assignee: PayPal, Inc.
- Current Assignee Address: US CA San Jose
- Agency: Haynes and Boone, LLP
- Main IPC: G06Q30/00
- IPC: G06Q30/00 ; G06Q30/06 ; G06Q20/40 ; G06F40/284

Abstract:
Descriptions of items are offered for sale by one or more merchants in an online marketplace. The online marketplace comprises a website hosted by a server. The descriptions are electronically scanned or otherwise accessed. The scanned descriptions are deconstructed into a plurality of N-grams. Each N-gram includes a combination of words appearing in the descriptions of items. The electronic scan and deconstruction are repeated over a plurality of predefined time periods. For each N-gram, a frequency of occurrence is monitored in each of the predefined time periods. Based on the monitoring, a determination is made that a first N-gram of the plurality of N-grams whose frequency of occurrence has exceeded a predefined threshold in one of the predefined time periods. Risks of transactions involving one or more items whose descriptions contain the first N-gram are evaluated.
Public/Granted literature
- US20200327590A1 TRANSACTION SECURITY BY DETERMINING TRENDS USING N-GRAMS Public/Granted day:2020-10-15
Information query