The present technology relates to an information processing apparatus a method for enabling obtainment of a more appropriate compensation for a service. An information processing apparatus includes a reception unit that receives health state information regarding a health state of a user, a calculation unit that calculates a compensation for a service on the basis of the health state information before getting-in to a vehicle by the user or before presenting the compensation for the service regarding the getting-in to a vehicle to the user, and a transmission unit that transmits information indicating the compensation for the service. The present technology can be applied to automobile insurance services.