A method that includes deploying a casing with a multi-electrode configuration over a dielectric layer in a downhole environment. The method also includes collecting electromagnetic (EM) measurements using the multi-electrode configuration, and processing the EM measurements to obtain a characterization of fluids in an annulus between the casing and a borehole wall. A related system includes a casing deployed downhole, the casing having a multi-electrode configuration and a dielectric layer between the casing and the multi-electrode configuration. The system also includes a controller for directing collection of EM measurements using the multi-electrode configuration, and a processor that processes the EM measurements to obtain a characterization of fluids in an annulus between the casing and a borehole wall.