Embodiments are directed towards providing dynamic recommendations of reserving information technology resources over time that may be visually displayed over that time. In one embodiment, the recommendations may be determined based on an analysis of actual usage data obtained over a prior time period and used to predict future resource demands. The subject innovations enable a user to dynamically perform various ‘what-if’ analysis to determine optimum purchase times, and configurations. In some embodiments, the user is further provided information about currently purchased resource under-utilizations to enable the user to redistribute work, release resources, or take other actions directed towards improving management of their IT budget. While subject innovations are may be directed towards managing IT resources obtained through one or more cloud computing service providers, some embodiments further allow the user to perform make/buy decisions such as when to use in-house resources versus using cloud-based resources.