Invention Grant
- Patent Title: Automatic registration and generation of consumer payment credentials using internet-connected appliances
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Application No.: US15091290Application Date: 2016-04-05
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Publication No.: US10956912B2Publication Date: 2021-03-23
- Inventor: Cristian Radu , Fikret Ates , Sebastien Pochic , Lukas Ekselius
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/40 ; G06Q20/12 ; G06Q20/02 ; G06Q30/00 ; G06Q10/00

Abstract:
Methods and systems for generating consumer payment credentials using an Internet-connected appliance. In an embodiment, a primary Internet-connected appliance receives purchase transaction information from a secondary appliance. The process also includes generating a purchase transaction authorization request based on purchase transaction information and on payment account credential data that is stored locally in a dedicated storage element, transmitting the purchase transaction authorization request via the Internet to a gateway server computer, receiving a purchase transaction authorization response, and transmitting the purchase transaction authorization response via a domestic network to the secondary appliance for display to a consumer.
Public/Granted literature
Information query