A torque converter assembly configured to be connected between an engine and a transmission in a vehicle. The torque converter assembly comprises a cover plate, a pump, a turbine, a stator, and a clutch assembly operably connected between the cover plate and the turbine. The clutch assembly comprises a coverside plate, a turbine-side plate, and a piston located at least partially between the coverside plate and the turbine-side plate. A charge circuit is configured at least partially between the cover plate and the coverside plate, a compensation circuit is configured at least partially between the coverside plate and the piston, and an apply circuit is configured at least partially between the piston and the turbine-side plate.