- Patent Title: Systems and methods for insult rate testing and reconfiguring an automated decisioning workflow computer for improving a machine learning-based digital fraud and digital abuse mitigation platform
-
Application No.: US17083292Application Date: 2020-10-29
-
Publication No.: US10997608B1Publication Date: 2021-05-04
- Inventor: Rajiv Veeraraghavan , Pradhan Bagur Umesh , Rishabh Kothari , Abbey Chaver
- Applicant: Sift Science, Inc.
- Applicant Address: US CA San Francisco
- Assignee: Sift Science, Inc.
- Current Assignee: Sift Science, Inc.
- Current Assignee Address: US CA San Francisco
- Agency: Alce PLLC
- Agent Padowithz Alce
- Main IPC: G06Q30/00
- IPC: G06Q30/00 ; G06F9/54 ; G06N20/00 ; G06Q30/02 ; G06Q50/00 ; G06Q50/26 ; G06Q10/10

Abstract:
A system and method for generating an insult rate and reconfiguring an automated decisioning workflow includes configuring a testing group based on sampling from online events having an adverse disposal decision computed by an automated decisioning workflow computer that is configured with machine learning-based threat score thresholds that, if satisfied, causes a computation of a disallow decision or a block decision for a given online event; evaluating a performance and collecting performance data of distinct members of the testing group over a testing period; computing an insult rate for the testing group based on the performance data; computing an insult rate equilibrium for the automated decisioning workflow computer based on the performance data; evaluating the insult rate against the insult rate equilibrium; and reconfiguring adverse decisioning thresholds based on the evaluation of the insult rate of the testing group against the insult rate equilibrium for the automated decisioning workflow computer.
Information query