Invention Grant
- Patent Title: Card account identifiers associated with conditions for temporary use
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Application No.: US14588201Application Date: 2014-12-31
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Publication No.: US11042850B2Publication Date: 2021-06-22
- Inventor: Carol Jackie Lucia Specogna , Kevin Gilbert
- Applicant: Fiserv, Inc.
- Applicant Address: US WI Brookfield
- Assignee: Fiserv, Inc.
- Current Assignee: Fiserv, Inc.
- Current Assignee Address: US WI Brookfield
- Agency: Alston & Bird LLP
- Main IPC: G06Q20/10
- IPC: G06Q20/10 ; G06Q20/40 ; G06Q20/38

Abstract:
Systems, methods and computer-readable media are disclosed for providing a cardholder with a token corresponding to a card account identifier for temporary use in emergency situations in which an existing card account identifier has potentially been compromised, as a result of theft or loss of a transaction card or other potential misappropriation of the existing identifier, or situations in which the existing identifier is otherwise unavailable for use. The card account identifier for temporary use may be associated with conditions that restrict the manner and scope according to which the identifier may be used to gain access to funds. The token is provided to a funds dispensing system that is configured to construct the corresponding card account identifier from the token and initiate a financial transaction using the card account identifier.
Public/Granted literature
- US20160189123A1 CARD ACCOUNT IDENTIFIERS ASSOCIATED WITH CONDITIONS FOR TEMPORARY USE Public/Granted day:2016-06-30
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