An electrical male terminal of this invention includes a clamp or crimp area, a main body, and a blade. A tang member having a lever member, locks with a connector assembly. Protruding members and support members of the main body act as overstress protection. The main body includes a tapered portion, a protruding guide member, and a panel shield member to guide the electrical male terminal, the panel shield member protecting the protruding guide member. The polarity of the electrical male terminal is such that the upper portion of the main body in the upper portion of the connector assembly is narrower than the lower portion of the main body in the lower portion of the connector assembly. Also, this invention includes methods for securing a wire or cable with the electrical male terminal, using a pair of wire-insulation clamping tabs or insulation crimp wing portions, and a pair of wire-clamping tabs or core crimp wing portions.