Invention Grant
- Patent Title: Self-service payment card security system
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Application No.: US15914743Application Date: 2018-03-07
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Publication No.: US11055711B1Publication Date: 2021-07-06
- Inventor: Nathan Scott Harman , Ashley Nicole Munoz , Matthew David LaBrenz , Mark Jeffrey Wallace , Bryan Leonard Bain , William Daniel Farmer , James Edward Finley, Jr. , Arthur Vajirasarn
- Applicant: United Services Automobile Association (USAA)
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Fletcher Yoder, P.C.
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/34

Abstract:
A payment card security system includes a payment card provider account system communicatively coupled to a payment card transaction device and a mobile device. The payment card transaction device sends an indication that a payment card is being used to perform a transaction. The payment card provider account system includes processors that receive the indication that the payment card is being used to perform the transaction from the payment card transaction device. The processors also send a notification indicating that the payment card is being used to perform the transaction. The processors further enable authorization of the transaction via the mobile device. In this manner, the payment card security system may prevent or reduce the occurrence of suspicious transactions as they are occurring, rather than waiting until after they have occurred.
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