A coating composition including: an aqueous dispersion of self-crosslinkable core-shell particles, where the core-shell particles include (1) a polymeric core at least partially encapsulated by (2) a polymeric shell having urethane linkages, keto and/or aldo functional groups, and hydrazide functional groups, where the polymeric core is covalently bonded to at least a portion of the polymeric shell, and an acrylic polymer, where the acrylic polymer is non-reactive with the polymeric core and the polymeric shell. A substrate coated with a coating formed from the coating composition and a method of improving stain resistance of a substrate are also disclosed.