A three-layer circular knitted jacquard fabric includes a first layer having a yarn made from a first material. A second layer of the fabric includes a yarn made from a second material. A third layer of the fabric includes a yarn made from a third material. At least one of the materials includes ultra-high weight molecular polyethylene. The second layer is positioned between the first layer and the third layer such that the second layer provides loft between the first layer and the third layer.