A computer program product for facilitating offline transactions includes: a computer readable storage medium having program instructions embodied therewith. The program instructions are executable by a user device to cause the user device to: receive an offline payment request from a merchant payment system via local communications; provide a payment approval message to the merchant payment system via the local communications to cause the merchant payment system to store the payment approval message; and provide offline transaction information to the payment server corresponding to the payment approval message; and provide the offline transaction information to the payment server corresponding to the payment approval message to the payment server when the user device and the payment server are connected via a network.