An electrical terminal fitting includes a body and a covering. The body is formed from a first material and includes a connection section and a contacting section with the contacting section having a flexible contact beam and an opposing stationary beam for receiving a male pin of a mating terminal. The covering is formed from a second material having a higher tensile strength than the first material and is secured to the body. The covering includes a stiffening beam and a support beam that are spaced apart from the flexible contact beam that provide increased normal force to the flexible contact beam upon engagement of the flexible contact beam with the stiffening beam.