Invention Grant
- Patent Title: Systems and methods for data access control using narrative authentication questions
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Application No.: US16736306Application Date: 2020-01-07
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Publication No.: US11080390B2Publication Date: 2021-08-03
- Inventor: Mark Watson , Anh Truong , Vincent Pham , Kate Key , Austin Walters , Fardin Abdi Taghi Abad , Jeremy Goodsitt
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Hunton Andrews Kurth LLP
- Main IPC: G06F21/45
- IPC: G06F21/45 ; G06F21/31 ; G06F40/20 ; G10L15/26

Abstract:
A system and method for data access control using narrative authentication questions can include a server containing a database storing login credentials for an account associated with a user, and the login credentials can include a narrative authentication question and an authentication response associated with the narrative authentication question. A system and method for data access control using narrative authentication questions can include a user device in data communication with the server, and the user device can receive and transmit user input from the user. Upon receipt of a request to access the account from the user, the server can transmit the narrative authentication question to the user device, receive a user input by the user transmitted from the user device in response to the narrative authentication question, compare the user input to the authentication response stored in the database, calculate a similarity score based on the comparison, and approve the user's request to access the account if the similarity score exceeds a threshold.
Public/Granted literature
- US20200272727A1 SYSTEMS AND METHODS FOR DATA ACCESS CONTROL USING NARRATIVE AUTHENTICATION QUESTIONS Public/Granted day:2020-08-27
Information query