Invention Grant
- Patent Title: Contemporaneous payment technology
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Application No.: US16889916Application Date: 2020-06-02
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Publication No.: US11107065B1Publication Date: 2021-08-31
- Inventor: Saurabh Gupta
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Agent Michael A. Springs, Esq.
- Main IPC: G06Q20/34
- IPC: G06Q20/34 ; G06K19/077 ; G06K19/07

Abstract:
Typically, online payments require entering sensitive transaction information into a third-party web browser or application. This may expose sensitive transaction information to an increased risk of inadvertent disclosure. Apparatus and methods are provided for a smart card which enables users to securely complete online payments without entering any sensitive transaction information into a third-party system. The smart card may include a touch-sensitive screen configured to display selectable payment options. The smart card may include a microprocessor and wireless interface. The wireless interface may provide wireless communication capabilities and the ability to initiate online payments based on information captured by the touch-sensitive screen.
Information query