Invention Grant
- Patent Title: Method and system for cardless use of an automated teller machine (ATM)
-
Application No.: US16584165Application Date: 2019-09-26
-
Publication No.: US11113679B2Publication Date: 2021-09-07
- Inventor: Adarsh Recriwal , Amit Gupta , Dhruv Akhauri
- Applicant: Mastercard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: Mastercard International Incorporated
- Current Assignee: Mastercard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Loza & Loza, LLP
- Priority: SG10201508945Y 20151029
- Main IPC: G06Q20/10
- IPC: G06Q20/10 ; G07F19/00 ; G06Q20/32 ; G06Q20/38 ; H04L9/32 ; G06Q20/40

Abstract:
A computer-implemented method for cardless use of an automated teller machine (ATM) is provided. The method includes receiving as an input, a user-identified ATM that the user wishes to use. The method also includes generating and transmitting a one-time password (OTP) for the user to enter at the identified ATM. The method further includes receiving and verifying the OTP entered into the ATM, and on successful verification, authorizing access to services available through the ATM, without use of a card.
Public/Granted literature
- US20200019944A1 METHOD AND SYSTEM FOR CARDLESS USE OF AN AUTOMATED TELLER MACHINE (ATM) Public/Granted day:2020-01-16
Information query