An electronic apparatus with a data transceiving mechanism includes: a processing circuit, configured to generate a data request; a transceiving apparatus, coupled to the processing circuit, configured to transmit the data request to at least one target electronic apparatus; and a monitoring circuit, coupled to the processing circuit and the transceiving apparatus, configured to calculate data related parameters for the data transmitted by or received by the transceiving apparatus in a predetermined time period after the transceiving apparatus transmits or receives the data request. If the data related parameter does not match a predetermined rule, the monitoring circuit substitutes the processing circuit to complete a data transaction and to generate an inform message to the processing circuit.