A system, apparatus and method manages a product inventory of two or more vendors. A demand for each product at each vendor is determined based on a product utilization data stored in one or more databases. One or more product transfers are generated based on the demand for each product at each vendor and a product inventory data stored in the one or more databases. The one or more product transfers are bundled together by vendor-to-vendor pairings. Each transfer bundle is provided to the vendors identified in the transfer bundles. An approval, a modification or a denial is received for each transfer bundle from the vendors identified in the transfer bundles. One or more transfer orders are created for the transfer bundles that are approved and modified.