A wearable fluid-dispensing apparatus that includes a flexible wristband coupled to and surrounding a wrist-arm area of a user, with the wristband having a frame disposed along an outer surface of the wearable wristband and at a ventral side of the user's wrist, an enclosed cartridge coupled to the frame for housing a fluid therein, and a fluid transfer conduit disposed within the enclosed cartridge for transporting the fluid from the enclosed cartridge to a nozzle port on a finger-activatable pump assembly coupled to the frame. The pump assembly defines a nozzle port disposed above a top end of the wristband and angled toward the user's palm, defining a fluid extraction passageway fluidly coupled to the nozzle port and the fluid transfer conduit, and operably configured to translate downwardly toward the fluid extraction passageway fluidly to generate a vacuum therein and emit the fluid on the user's inner hand.