Invention Grant
- Patent Title: Mediator website for authenticating payment entities and supporting dynamic interface objects for payments
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Application No.: US16409237Application Date: 2019-05-10
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Publication No.: US11200545B2Publication Date: 2021-12-14
- Inventor: Shanthan Subramaniam , Sandeep Malhotra , Marek Kurylko
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Ohlandt, Greeley, Ruggiero & Perle, LLP
- Main IPC: G06Q20/02
- IPC: G06Q20/02 ; G06Q20/36 ; G06Q20/40

Abstract:
A system and method for secure and intuitive payment transactions at an ecommerce merchant website with a client device. The system has a trusted platform that hosts a Mediator site and Manifest database that includes a plurality of Manifest files. Each Manifest file includes a unique identifier and mapped payor information for a payment entity. The platform uses the Manifest to validate trusted payment entities and provide the Mediator site. The Mediator site generates cookies with payor information from the Manifest files, which are transmitted stored on user devices. These cookies are employed to facilitate trusted and intuitive transactions at merchant websites using dynamic interface objects presented on the user's client device interface.
Information query