A retractable visor/rain guard system for a vehicle, for being selectively deployed to cover an upper region of a vehicle window of the vehicle. The visor system includes at least one extendable and retractable panel that is movable into or out of a channel formed in a roof section of the vehicle. It also includes a moving mechanism that engages the at least one panel and drives the at least one panel in and out from the channel in a direction and with such orientation, that the at least one panel moves initially horizontally and then at least partially over a window frame of a door of the vehicle when the door is in a closed position such that the at least one panel extends on an outside of and spaced away from the upper region of the vehicle window, to provide protection from inclement weather elements.