- Patent Title: Methods and apparatus for chargebacks of push payment transactions
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Application No.: US16133892Application Date: 2018-09-18
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Publication No.: US11244322B2Publication Date: 2022-02-08
- Inventor: Smita Sebastian , Pablo Fourez , Mary K Rechert , Jeanne B Moore
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/34
Abstract:
A method includes associating a virtual card number (VCN) with an account owned by a customer. The VCN is in a format used for account numbers in a payment card system. The account is not a payment card system account. After a P2M (person to merchant) push payment transaction funded by the account, a request is received from the customer to perform a chargeback with respect to the P2M transaction. A message is transmitted to execute the requested chargeback. The message includes the VCN.
Public/Granted literature
- US20200090180A1 METHODS AND APPARATUS FOR CHARGEBACKS OF PUSH PAYMENT TRANSACTIONS Public/Granted day:2020-03-19
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