A self-checkout (SCO) station for a retail store has a reconfigurable bagging section that receives items scanned by a user. The SCO station determines whether the user does or does not require the SCO station to operate in a mode that complies with the requirements of the Americans with Disabilities Act (ADA). If so, the SCO station automatically reconfigures the bagging section to ensure that the user is able to reach all items in the bagging section.