Invention Grant
- Patent Title: Security system with adaptive authentication based on tokenization chaining
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Application No.: US16537888Application Date: 2019-08-12
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Publication No.: US11251958B2Publication Date: 2022-02-15
- Inventor: Craig D. Widmann , Eren Kursun
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent R. W. McCord Rayburn
- Main IPC: H04L9/32
- IPC: H04L9/32 ; H04L9/08 ; G06N20/00 ; G06K9/62

Abstract:
A system for generating a hybrid token architecture for chaining authenticated interactions is provided. The system includes a memory device for storing computer-readable program; a communication device connected to a network; and a processing device, wherein the processing device is configured to: initiate an authentication session of a user associated with a user interaction; determine an authentication identifier based on at least one of the authentication session and the user interaction, the authentication identifier comprising at least one of a device portion, a user portion, and an authentication record portion; generate a unique token based on the authentication identifier, wherein the unique token is required for a subsequent authentication session, and wherein the unique token links the authentication session with the subsequent authentication session, the authentication session and the subsequent authentication session forming a chain of successive authentication sessions; and store the unique token for the subsequent authentication session.
Public/Granted literature
- US20210051015A1 SECURITY SYSTEM WITH ADAPTIVE AUTHENTICATION BASED ON TOKENIZATION CHAINING Public/Granted day:2021-02-18
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