Invention Grant
- Patent Title: System for pattern recognition to customized resource usage
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Application No.: US16861523Application Date: 2020-04-29
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Publication No.: US11263049B2Publication Date: 2022-03-01
- Inventor: Susan R. Hart , Christopher Daniel Birch , Kelly Renee-Drop Keiter , Lisa Matthews , Cody Dean Searl
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent James C. Edwards
- Main IPC: G06F9/50
- IPC: G06F9/50 ; G06N5/00 ; G06N20/00 ; G06F11/30 ; G06N5/04 ; G06N5/02

Abstract:
Resource event patterns are identified in previously conducted resource events based on historical resource event data and, in some embodiments, pending and/or previous resource event request data. Specifically, the resource event patterns indicate a timing pattern for when resource events included in the pattern are conducted. Based at least on the timing pattern, an optimal time or time period is determined for communicating a notification to the user that is configured to notify a user that a next occurrence of a time within the timing pattern is imminent and that a resource event within the resource event pattern is pending. The optimal time may be close in proximity of the next occurrence of the time within the timing pattern or, depending on other factors, such as user preference, resource volume due, resource volume availability, resource volume due in comparison to typical resource volume due, the optimal time may be farther out from the next occurrence of a time within the timing pattern.
Public/Granted literature
- US20210342187A1 SYSTEM FOR PATTERN RECOGNITION TO CUSTOMIZED RESOURCE USAGE Public/Granted day:2021-11-04
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