A jewelry clip has top and bottom non-marring gripping jaws and an adornment covering the top jaw. The jewelry clip is used to construct at least two different jewelry items such as a bracelet, a necklace, a belt, an anklet, or a choker from an elongate flexible item of at least eighteen inches in length such as a string of beads or pearls, a chain, or a piece of fabric by securing the item at two locations in a first format, and at two locations, including at least one different location in a second format.