Invention Grant
- Patent Title: System and method enabling mobile near-field communication to update display on a payment card
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Application No.: US16600940Application Date: 2019-10-14
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Publication No.: US11288659B2Publication Date: 2022-03-29
- Inventor: Jeffrey Rule , Colin Hart , Kevin Osborn , Rajko Ilincic
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Kacvinsky Daisak Bluni PLLC
- Main IPC: G06Q20/30
- IPC: G06Q20/30 ; G06Q20/34 ; G06Q20/32

Abstract:
Disclosed are a system and methods enabling updating of a card number of a payment card and thereby reissuing the payment card utilizing a reissue application associated with the payment card. The reissue application, when executed communicates with a service provider that manages the payment card. The payment card includes processing circuity and a rewriteable visual display. Using cryptographic techniques, the reissue application and payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided via near-field communication to the payment card. In response to the update payment card number received from the reissue application, the rewriteable visual display on the payment card is updated with the updated card number. Other information may also be presented on the rewriteable visual display of the payment card based on user preferences.
Public/Granted literature
- US20210012323A1 SYSTEM AND METHOD ENABLING MOBILE NEAR-FIELD COMMUNICATION TO UPDATE DISPLAY ON A PAYMENT CARD Public/Granted day:2021-01-14
Information query