Systems, apparatuses, and methods are provided herein for facilitating financial services through point of sale (POS) systems. A system for facilitating financial services comprises a retail central computer system and a POS system. The POS system is configured to receive an input to switch from a retail mode to a financial services mode, receive, from the card reader, debit card information from a debit card associated with an account of a customer, transmit the debit card information and the cash amount to the retail central computer system, and remove the debit card information from a memory of the POS system. The retail central computer system is configured to encrypt the debit card information received from the POS system, generate a load cash request message, and remove the debit card information from the memory device after encrypting the debit card information.