- Patent Title: Identifying domains for evaluation during transaction processing
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Application No.: US16694325Application Date: 2019-11-25
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Publication No.: US11295305B2Publication Date: 2022-04-05
- Inventor: Bradley Wardman , Jakub Burgis
- Applicant: PayPal, Inc.
- Applicant Address: US CA San Jose
- Assignee: PayPal, Inc.
- Current Assignee: PayPal, Inc.
- Current Assignee Address: US CA San Jose
- Agency: Kowert, Hood, Munyon, Rankin & Goetzel, P.C.
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/32 ; G06Q20/04 ; G06Q30/06 ; G06Q20/20 ; G06Q20/12

Abstract:
Techniques are disclosed relating to determining a risk score for domains associated with a transaction. In some embodiments, a transaction computer system receives transaction details for a transaction between a consumer and a merchant, where the transaction details are received from the merchant real-time with the transaction and include a set of transaction URLs for subsequent use in the transaction. The computer system may receive, from a browser of the consumer that is used to initiate the transaction, URL referrer information real-time with the transaction, where the URL referrer information indicates a referring web page to the transaction computer system. The computer system may determine, using the set of transaction URLs and the URL referrer information, a set of domains for the transaction and then determine a risk score for the set of domains. The computer system may determine, based on the risk score, whether to allow the transaction.
Public/Granted literature
- US20210158349A1 IDENTIFYING DOMAINS FOR EVALUATION DURING TRANSACTION PROCESSING Public/Granted day:2021-05-27
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