An apparatus for predicting an injury level of a user of a vehicle may include: a communication circuit configured to communicate with an external device; a memory configured to store a genetic algorithm and a machine learning model; and a processor electrically connected with the communication circuit and the memory. The processor may be configured to: obtain, via the communication circuit, traffic accident data associated with a traffic accident; select input data, which includes at least a part of the traffic accident data, for training of the machine learning model, the input data selected using the genetic algorithm; train the machine learning model using the input data; and predict an injury level of the user of the vehicle using the trained machine learning model when the training of the machine learning model is completed.