Systems including one or more sensors, coupled to a vehicle, may detect sensor information and provide the sensor information to another computing device for processing. The processing may include analyzing the sensor information to identify one or more risk objects, such as animals, pedestrians, potholes, etc. The processing may further include generating a three-dimensional (3D) risk map, which may be displayed to a passenger in the vehicle. The 3D risk map may illustrate the one or more risk objects as one or more point clouds, respectively, within a virtual world representation of the vehicle's surroundings. Such a display may be used to alert drivers to possible risks while driving. In case of an accident, the 3D risk map may also be leveraged by insurance providers to process insurance claims and to notify customers that an insurance claim has been established.