Invention Grant
- Patent Title: System and method for an automated teller machine to issue a secured bank card
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Application No.: US16059941Application Date: 2018-08-09
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Publication No.: US11308771B2Publication Date: 2022-04-19
- Inventor: Abdelkader M'Hamed Benkreira , Michael Mossoba , Joshua Edwards , Carrie Norman
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Finnegan, Henderson, Farabow, Garrett & Dunner LLP
- Main IPC: G07F19/00
- IPC: G07F19/00 ; G06Q40/02 ; G06Q20/40 ; G06Q20/10 ; G06Q20/34

Abstract:
The present disclosure relates to systems and methods for an Automated Teller Machine to issue a secured bank card. An Automated Teller Machine to issue a secured bank card includes one or more memories storing instructions and one or more processors configured to execute instruction to perform operations. The operations include receiving a request for a secured bank card from a user, determining if the user is a current customer, obtaining bank card application information about the user, receiving additional information to confirm the identity of the user, determining if there are already existing accounts tied to the user, transmitting the bank card application information to a server associated with the card issuer, receiving card options the user is qualified for, presenting the card options and instructions to select a cash amount to be remitted, approving, upon receipt of the cash amount, issuance of the secured bank card, creating a unique account for the secured bank card, activating the secured bank card and associating it with the unique account, and dispensing the newly activated secured bank card.
Public/Granted literature
- US20200043298A1 SYSTEM AND METHOD FOR AN AUTOMATED TELLER MACHINE TO ISSUE A SECURED BANK CARD Public/Granted day:2020-02-06
Information query