An apparatus and method are provided for predictive token validation. In use, a database stores service usage information relating to usage of at least one service hosted by at least one server. Before at least one request for service is received from a user at the at least one server, the service usage information in the database is accessed. Further, based on the service usage information, a token associated with the user is sent to the at least one server for being validated by the at least one server, such that the at least one server allows access to the at least one service by the user, in response to the at least one request for service being received from the user with an identifier that is different from the token.