A foamable, insulating-layer-forming multi-component composition contains alkoxysilane-functional polymer, insulating-layer-forming fire-protection additive, blowing-agent mixture, cross-linking agent, and a flame-protection agent that is miscible in water or another compound that is miscible in water. The individual ingredients of the blowing-agent mixture are separated from one another to ensure inhibition of reaction prior to use of the composition, and the cross-linking agent is separated from the alkoxysilane-functional polymer to ensure inhibition of reaction prior to use of the composition. The foamable, insulating-layer-forming multi-component composition can be used as a foam-in-place foam or for production of molded blocks.