A bullet-resistant user's wearable article convertible from a bullet-resistant backpack configuration and a bullet-resistant vest configuration and vice versa has two parts each provided with a bullet-proof shield and moveable relative to one another between a first position in which they are located at one side of a user's torso and assume the bullet-resistant backpack configuration and a second position which is assumed when one of them is turned around a user's torso and they become located at two opposite sides of the user's torso to assume the bullet-resistant vest configuration, a first connection releasably connecting the two parts with one another in the first position in which they are located at one side of the user's torso, a second connection located at one side of each of the Iwo parts for non-releasably connecting them with one another in the first position in which the parts are located at one side of the user's torso and in the second position in which the parts are located at opposite sides of the user's torso, and a third connection located at another opposite side of each of the two parts and releasably connecting the opposite sides of the two parts with one another in the second position in which the parts are located at the opposite sides of the user's torso.