Described are a system, method, and computer program product for evaluating location-based risk associated with a remote transaction request. The method includes receiving, from a service provider system, a transaction request for a transaction between a user and the service provider system for a requested service, the transaction request identifying at least a location for the requested service. The method also includes generating a risk score for the transaction based at least partially on the transaction request, the location for the requested service, and historical transaction data. The method further includes communicating the risk score for the transaction to the service provider system. Communicating the risk score to the service provider system causes the service provider system to take at least one action based at least partially on the risk score for the transaction.