Invention Grant
- Patent Title: Secure authentication of a user
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Application No.: US16544244Application Date: 2019-08-19
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Publication No.: US11356439B2Publication Date: 2022-06-07
- Inventor: Jeremy Goodsitt , Austin Walters , Fardin Abdi Taghi Abad , Mark Watson , Anh Truong , Vincent Pham , Reza Farivar
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Harrity & Harrity, LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; H04M3/51 ; H04L9/06 ; H04L9/32

Abstract:
A device detects a communication involving a user associated with an account and a service representative, and sends, to a user device associated with the account, an authentication notification that causes the user device to display an authentication field for the user. The device sends, to a service representative device associated with the service representative, a message that indicates that the service representative is to request, via the communication, the user to enter personal information associated with the user into the authentication field, where the user device is configured to generate a first authentication code based on a user input received from the user device in the authentication field. The device generates a second authentication code based on personal information associated with the account from a data structure, receives the first authentication code, and performs an action based on the first authentication code and the second authentication code.
Public/Granted literature
- US20200220864A1 SECURE AUTHENTICATION OF A USER Public/Granted day:2020-07-09
Information query