An in-tank filter assembly for an industrial fluid reservoir tank includes a filter assembly mount with tank coupling elements to secure the assembly mount to a tank, and wherein the mount includes an inlet connection configured to be coupled to the an inlet line of the tank; a bypass structure configured to selectively open allowing flow to flow around the filter element into the tank in bypass operation; and a disposable filter element including at least a top end cap and a bottom end cap with filter media extending between the top end cap and a lower end cap, wherein the filter assembly forms a bowl-less in tank return line filter having inside-out flow.